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In the ever-volatile world of agriculture, timing can make or break a farmer's bottom line. For many corn, soybean, and wheat farmers, the temptation to delay marketing in hopes of securing higher prices down the road is a common strategy. However, holding onto crops too long—sometimes until the next year—can lead to significant financial pitfalls.

As the saying goes, you shouldn't have a birthday for your crop. When this happens, not only does the new harvest season bring fresh supplies to the market, but higher interest rates also make storing last year’s grain more costly. And that eats into already thin profit margins.

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